Wage garnishment is often used as a way of leverage by creditors. If you have outstanding loans and your creditor has either garnished your wages or is threatening to do so, then you can seek legal help. Texas residents can only face wage garnishments in the instances of student loans or outstanding payment of child support. Any other forms of loans cannot be collected through wage garnishment in Texas, and you can easily get your wages released if they have been garnished as a method of debt collection by your creditor. A demand letter notifying your creditors that their garnishment is not legal in the state of Texas is the easiest way to get your wages released promptly. But, in cases where your creditor does not respond to the demand letter in a positive manner, you also have the option of pursuing the matter and bringing a lawsuit against them.
Make sure that the laws for wage garnishment Texas protect you
A creditor can often serve your employer with a write demanding wage garnishment, and any employer located across state borders will generally honor this writ since the procedure may be legal in their respective states. In such an event, you can use the garnishment records to prove that your creditor pursued wage garnishment in spite of the fact that they were aware of your residence being Texas where such a move is not legal. You can bring a formal charge against your creditors. The garnishments that are honored by local employers in spite of the fact that they are not allowed, just because they were ordered by an authority outside of Texas is one of the most common instances of wrongful garnishment, and you can contest such a move and request the release of your wages legally. An expert of Wage garnishment in Texas can guide you through this entire process and ensure that you do not have to suffer illegal wage garnishment.
Get competent legal aid for solving your garnishment woes
If the wage garnishment that has been imposed on you is not legal, there are a lot of things that you can do to correct this. Employing the services of a wage garnishment Texas expert is the first step of seeking justice against an unscrupulous creditor. The intricacies of credit laws, coupled with the legal complexities of picking the laws of which state should take preference, make wage garnishments a very common topic of contention. Expertise will come in handy in such a scenario, and a law firm that specializes in wage garnishment procedures will be able to ensure that you get fair and expert representation and legal counsel.